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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Pitts Insurance Team today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Pitts Insurance Team

9450 Two Notch Rd
Columbia, SC 29223
Main office: 803-489-8602
Fax: 803-736-8139

Our Providers

Testimonials

The service is great and they understand everyday problems you may face.my agent Kandace is very nice and friendly support is excellent and I would recommend nationwide insurance to anyone.very cheap and reliable.

Sharrae From Columbia, sc
I have been a client of the Pitts Insurance Team for many years. James and his team have always been there to answer my questions and proactively help me find discounts and otherwise ensure that I have the best coverage. I would recommend them to anyone!

PaddyMac
Our company has used Pitts Insurance Agency for various types of coverage ranging from auto, general liability, workers comp and builders They consistently are seeking ways to improve their product to best suit our needs. Our requests are always met with professionalism and courtesy, not to mention an extensive knowledge base. I've been so impressed with their work ethic through experiences with my employer that I recently switched my home insurance to them as well. I can't be more pleased with their performance in both areas.

Jalbert From Columbia, SC