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Dental Practice Insurance

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Pitts Insurance Team today to discuss covering your dental practice.

 

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Location

Pitts Insurance Team

9450 Two Notch Rd
Columbia, SC 29223
Main office: 803-489-8602
Fax: 803-736-8139

Our Providers

Testimonials

The service is great and they understand everyday problems you may face.my agent Kandace is very nice and friendly support is excellent and I would recommend nationwide insurance to anyone.very cheap and reliable.

Sharrae From Columbia, sc
I have been a client of the Pitts Insurance Team for many years. James and his team have always been there to answer my questions and proactively help me find discounts and otherwise ensure that I have the best coverage. I would recommend them to anyone!

PaddyMac
Our company has used Pitts Insurance Agency for various types of coverage ranging from auto, general liability, workers comp and builders They consistently are seeking ways to improve their product to best suit our needs. Our requests are always met with professionalism and courtesy, not to mention an extensive knowledge base. I've been so impressed with their work ethic through experiences with my employer that I recently switched my home insurance to them as well. I can't be more pleased with their performance in both areas.

Jalbert From Columbia, SC